Terms of Use

FinSystems provides financial systems, bookkeeping support, financial management and related services to businesses.

Information on this website is intended to help business owners better understand financial management issues and the types of support FinSystems may provide.

Specific professional services are provided only under a separate engagement, proposal, service agreement or other written arrangement agreed between FinSystems and the client.

The information, tools and resources on this website are provided for general informational and educational purposes.

They are not intended to constitute accounting, tax, legal, investment, lending or other regulated professional advice.

Business and financial circumstances differ. You should obtain appropriate professional advice before making decisions where individual facts, legal obligations, tax consequences or significant financial risks are involved.

The Financial Systems Health Check is an informational assessment designed to help identify areas where a business may benefit from greater financial visibility, structure or management attention.

The Health Check:

• is based on the answers you provide;
• does not constitute an audit, review, compilation or assurance engagement;
• does not verify the accuracy or completeness of your financial records;
• does not provide a credit assessment, valuation or investment recommendation;
• does not predict or guarantee business performance or financial outcomes.

Results should be used as a starting point for further consideration, not as the sole basis for a significant financial or business decision.

Using this website, completing the Health Check, submitting a contact form, sending an email or receiving general information from FinSystems does not by itself create a client, fiduciary, advisory or professional relationship.

A professional relationship begins only when FinSystems and the client agree to the scope and terms of an engagement.

Until an engagement has been established, you should not assume that information submitted through the website will be treated as information provided within a professional adviser-client relationship.

Please do not submit passwords, banking credentials, tax account login information, payment card information or other highly sensitive credentials through website forms.

We aim to provide useful and accurate information, but financial, tax, regulatory, technology and business practices can change.

We do not guarantee that all website content is complete, current, error-free or suitable for every business or jurisdiction.

We may update, correct, remove or change website content at any time.

When using this website, you agree to:

• provide information that is accurate to the best of your knowledge;
• use the website only for lawful purposes;
• not attempt to interfere with the operation or security of the website;
• not attempt to gain unauthorized access to systems, data or accounts;
• not use automated tools to abuse, overload or disrupt the website.

You remain responsible for your own business and financial decisions.

Unless otherwise stated, the content of this website — including text, branding, graphics, assessments, tools, layouts and other materials — is owned by or licensed to FinSystems Inc. and is protected by applicable intellectual property laws.

You may view, download or print website materials for your own internal or personal business use.

You may not reproduce, sell, republish, distribute, modify or commercially exploit substantial portions of the website or its proprietary tools without our written permission.

The website may rely on or link to third-party platforms, websites or services.

FinSystems is not responsible for the content, availability, security, privacy practices or performance of third-party websites or services that we do not control.

Use of third-party services may also be subject to their own terms and privacy policies.

We aim to keep the website available and functioning properly, but we do not guarantee uninterrupted or error-free operation.

The website or particular features may occasionally be unavailable because of maintenance, updates, technical problems, service-provider interruptions or circumstances outside our control.

We may modify, suspend or discontinue website features at any time.

To the extent permitted by applicable law, FinSystems Inc. will not be liable for indirect, incidental, consequential, special or similar losses arising solely from your use of, inability to use, or reliance on general information or tools provided through this website.

This includes business decisions made solely on the basis of website content or Financial Systems Health Check results without considering the specific circumstances of your business.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited.

Our collection and use of personal information through this website are described in our Privacy Policy.

By using website forms or tools, you acknowledge that information will be handled as described in that policy.

We may update these Terms of Use when the website, our services or applicable requirements change.

The effective date at the top of this page will indicate the most recent version.

Your continued use of the website after changes are posted means that the updated Terms apply to your subsequent use of the website.

These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable in Ontario, without regard to conflict-of-law principles.

Nothing in these Terms limits any rights or protections that cannot be waived under applicable law.

Questions about these Terms may be directed to: